Berlad Graham

Mortgage & Remortgage

Legal Services near you

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A mortgage is a type of loan that is used to help you buy a property. When you buy a home, you’ll typically put down a lump sum (a deposit) towards the property’s purchase price. The remaining cost of your home can be paid for with a mortgage.

The average mortgage lasts 25 years, during which time you make monthly repayments, and the loan is secured against your house. These regular mortgage payments will include interest, which the lender charges for allowing you to borrow money.

A remortgage is when you switch from your current mortgage to another product. This can be done at any time, although most people choose to remortgage when they get to the end of their fixed or discount rate term. You might wish to remortgage a property for several reasons, including reducing your monthly repayments by getting a better deal, consolidating debts, or releasing some equity in your home.

It is not mandatory to instruct a lawyer to help with a mortgage or remortgage; however, problems can occur, so it is best to speak to a trusted and knowledgeable solicitor regarding your circumstances.

If you are looking for advice on mortgages and remortgages and want to discuss your next steps, please call Berlad Graham LLP today on 0330 475 5655.

Mortgage Solicitors Near Me

There are several different types of mortgages, including:

First-time buyer mortgages.
Home-mover mortgages.
Remortgages.
Buy-to-let mortgages.

Securing a mortgage is a crucial step in any property purchase, and a successful application requires that certain information is provided and that legal requirements are met. Mortgage applications are often complicated pieces of documentation that involve large sums of money. We recommend that you get them checked over by a solicitor to avoid any problems further down the line.

Our solicitors at Berlad Graham LLP are experienced in all aspects of the conveyancing process. They can provide expert advice in language you will understand to ensure that your house sale, purchase or other property transaction goes smoothly. If you want to speak to someone about a mortgage application, please contact our team on 0330 475 5665.

Our dedicated residential property team will look after the legal side of your move to ensure it is as stress-free as possible. We can act for buyers, sellers and lenders and can:

Certify title (tell your lender that the legal title to the property is okay).
Register the mortgage (when we register you at HM Land Registry as the new property owner after completion, we will also register the mortgage).

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Remortgage Legal Advice Near Me

We can also help if you want to change the ownership of the property during the remortgaging process.

This could be because you are:

^Adding someone to the mortgage (transfer of equity).
^Removing someone from the mortgage.

In such circumstances, we advise you on what the process involves, help you draw up the necessary paperwork, and amend the relevant deeds.

Specialist Mortgage Solicitor Near Me

We can also provide legal advice on various types of mortgages and assist with your mortgage and remortgage applications. These include:

Third-party legal mortgages.
Occupier’s consent to a mortgage.
Joint borrower sole proprietor mortgage (which lets you buy a property with the help of up to four people, but only one person is the legal owner).
Joint proprietor sole borrower mortgage (when one person who jointly owns a property with others is the only borrower raising a mortgage).

If you are thinking of buying a property and want some advice on the legal side of things, please don’t hesitate to get in touch. Our conveyancing specialists can offer help and guidance on all aspects of the process and talk to you about the best solution for your circumstances. You can call us on 0330 475 5665 or get in touch via email at info@bglaw.co.uk.

Mortgage and Remortgage Solicitors Uxbridge and Cumbria

To speak to our friendly, experienced, professional mortgage and remortgage lawyers in Uxbridge and Cumbria today, please call 0330 475 5665 or email info@bglaw.co.uk.

Our Team

Laura Harper

Partner / Head of Residential Conveyancing

Taslim Khan

Partner (Non-Member)

Alex Holdsworth

Conveyancing Executive

Lauren Greenop

Trainee Solicitor

Rachel Murphy

Consultant Solicitor

Areesha Amin-Rafiq

Consultant Solicitor

Waheeda Joomun

Consultant Solicitor

    
 
 
      Trustindex verifies that the original source of the review is Google. Sam Clifford is phenomenal. True professional in the field, incredible in his communication, really commercial and creative in conveyancing solutions. Wouldn't hesitate to recommend him to anyone - Keep it up fella!
  
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   Henry Hudson 
 11/12/2024
 
 
 
     Trustindex verifies that the original source of the review is Google. Susan from the Cumbria office is by far the best solicitor we've ever had the pleasure of working with. She was polite, courteous and always did what was best for us. When the vendors were trying to bring the completion date forward, and we were not ready, she spoke to the necessary parties and took the pressure off us. Susan was always very clear on what documents she needed from us and when she did receive them acted on them quickly and efficiently. If Susan was going to be on annual leave, she would always let us know, so we are not worried if we cannot reach her or if she does not respond. Just overall, Susan was a dream to work with and, coupled with the very competitive rates offered for the completion of the purchase of our house, we will definitely be looking to work with Berlan Graham and Susan in particular in the future, when we come to sell this property. Thank you for your utter constant professionalism, Susan. Best wishes!
  
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   Georgi Dimitrov 
 16/11/2024
 
 
 
     Trustindex verifies that the original source of the review is Google. Well where do I start? This is the second time I’ve used Claire and Laura (and Alex) from the Cumbrian team. They have been amazing from start to finish! Even on the day before completion when my sellers solicitor went awol, they called me to explain and discussed my options. On completion date they were in contact with me and even now a week after completion they are still helping me with issues I’m having with my sellers.

Thank you so much girls for all of your help and support. Me and Lisa couldn’t have done it without you. You are all amazing!
  
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   Anna Taylor 
 08/08/2024
 
 
 
     Trustindex verifies that the original source of the review is Google. We had heard horror stories about solicitors being unresponsive and unhelpful. Thankfully, Berlad Graham Solicitors do not follow this trend. We worked with Claire Brownlie and were thoroughly impressed by her assistance throughout the entire home-buying process. As first-time buyers, we were unfamiliar with the procedures, but Claire guided us through each step and put us completely at ease.

Claire's exceptional patience and support were invaluable, and I would not hesitate to use her services again.
  
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   Rachel Flinn 
 25/07/2024
 
 
 
     Trustindex verifies that the original source of the review is Google. I instructed BG Law for conveyancing services.  Samuel Clifford was my primary contact.  He was highly professional, easy to contact and provided regular updates.  I was very happy with service levels and would easily recommend.
  
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   Sushy “SC” C 
 07/01/2024
 
 
 
     Trustindex verifies that the original source of the review is Google. Brilliant solicitors. On the ball and efficient. Would recommend
  
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   Lee Taylor-McCormick 
 11/08/2023
 
 
 
     Trustindex verifies that the original source of the review is Google. Claire has been outstanding in handling my case for a house sale. Great communication, always responsive to emails and kept me updated on the process. I didn't need to chase them like I did with previous solicitors and they definitely restored my trust and faith in dealing with the matter so efficiently. It couldn't have run any smoother.
They have been the easiest solicitors to deal with to date and I will be recommending them to friends and family in the future.
  
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   Izzy Mc 
 28/06/2023
 
 
 
     Trustindex verifies that the original source of the review is Google. Taslim has been an absolute godsend for us! Fought in our corner every step of the way and helped us navigate some tricky situations with extremely pushy estate agents. We were first time buyers who had no clue about what to do and Taslim was very patient in explaining the whole process to us. Couldn't recommend enough.
  
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   Agnė Šniukštaitė 
 19/01/2023