Berlad Graham

Corporate Insurance Disputes

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Insurance protects businesses from unexpected events by covering them against losses. There are many different types of business insurance available, and the sorts of insurance policies that a company takes out depends on the nature of their business and what risks they need protection from.

A tailored insurance package is essential for any business. It provides security by offering compensation for a financial loss and offers much-needed peace of mind for business owners by protecting against a wide range of eventualities.

However, inevitably disagreements can occur and claims for compensation can be contested. Disputes can happen for a variety of reasons, although most commonly occur when the insurer and the insured disagree about the interpretation of a particular clauses in an insurance policy.

If you are looking for advice and guidance on insurance issues and want to discuss your next steps, please call Berlad Graham LLP today on 0330 175 5655.

    Commercial Insurance Dispute Lawyer Near Me

    Businesses in the UK that employ at least one member of staff are required by law to have one type of insurance, which is employer’s liability insurance. Any other insurance types that companies take out depends on their business.

    There are many different types of corporate insurance. Some of the main types include:

    • Employers’ liability insurance.
    • Professional indemnity insurance.
    • Public liability insurance.
    • Directors’ and Officers’ insurance.
    • Product liability insurance.
    • Business equipment and office contents insurance.
    • Tool insurance.
    • Equipment breakdown insurance.
    • Self-employed and sole trader insurance.
    • Commercial building insurance.
    • Crime insurance.
    • Cyber and data insurance.
    • Medical malpractice insurance.

    Typically, insurance disputes arise after a company files a claim with an insurance company and the insurance company denies the claim.

    There are many common reasons why a claim might be declined, including a company:

    • Failing to pay the amount due to the insurer.
    • Failing to tell the insurer about something it decides should have been disclosed.
    • Failing to tell your insurer about a change in circumstances.
    • Not sticking to all the conditions in a policy.
    • Submitting a claim that is not covered by a policy.
    • Claiming for an event that is excluded from the policy by an exclusion clause.

    Talk to us today.

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    Commercial Insurance Claim Solicitor

    Once an insurer has decided they are not going to pay out on a policy, it can often be a battle to persuade them otherwise. The Financial Ombudsman Service (FOS) can assist individuals and small businesses in disputes with an insurer, although larger businesses are not covered by the FOS.

    Our insurance specialists at Berlad Graham LLP can advise all manner of different business owners on any nature of insurance dispute that might arise. We are highly knowledgeable on all different types of policies and have successfully acted for clients against insurance companies over their refusal to pay out on many types of policies.

    Insurance Solicitors Uxbridge

    To speak to our friendly, experienced, professional corporate insurance lawyers in Uxbridge today, please call 0330 175 5655 or email info@bglaw.co.uk.

    Our Team

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    Sam Clifford is phenomenal. True professional in the field, incredible in his communication, really commercial and creative in conveyancing solutions. Wouldn't hesitate to recommend him to anyone - Keep it up fella!
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    Henry Hudson profile picture
    Henry Hudson
    11/12/2024
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    Susan from the Cumbria office is by far the best solicitor we've ever had the pleasure of working with. She was polite, courteous and always did what was best for us. When the vendors were trying to bring the completion date forward, and we were not ready, she spoke to the necessary parties and took the pressure off us. Susan was always very clear on what documents she needed from us and when she did receive them acted on them quickly and efficiently. If Susan was going to be on annual leave, she would always let us know, so we are not worried if we cannot reach her or if she does not respond. Just overall, Susan was a dream to work with and, coupled with the very competitive rates offered for the completion of the purchase of our house, we will definitely be looking to work with Berlan Graham and Susan in particular in the future, when we come to sell this property. Thank you for your utter constant professionalism, Susan. Best wishes!
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    Georgi Dimitrov profile picture
    Georgi Dimitrov
    16/11/2024
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    Well where do I start? This is the second time I’ve used Claire and Laura (and Alex) from the Cumbrian team. They have been amazing from start to finish! Even on the day before completion when my sellers solicitor went awol, they called me to explain and discussed my options. On completion date they were in contact with me and even now a week after completion they are still helping me with issues I’m having with my sellers. Thank you so much girls for all of your help and support. Me and Lisa couldn’t have done it without you. You are all amazing!
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    Anna Taylor profile picture
    Anna Taylor
    08/08/2024
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    We had heard horror stories about solicitors being unresponsive and unhelpful. Thankfully, Berlad Graham Solicitors do not follow this trend. We worked with Claire Brownlie and were thoroughly impressed by her assistance throughout the entire home-buying process. As first-time buyers, we were unfamiliar with the procedures, but Claire guided us through each step and put us completely at ease. Claire's exceptional patience and support were invaluable, and I would not hesitate to use her services again.
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    Rachel Flinn profile picture
    Rachel Flinn
    25/07/2024
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    I instructed BG Law for conveyancing services. Samuel Clifford was my primary contact. He was highly professional, easy to contact and provided regular updates. I was very happy with service levels and would easily recommend.
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    Sushy “SC” C profile picture
    Sushy “SC” C
    07/01/2024
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    Brilliant solicitors. On the ball and efficient. Would recommend
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    Lee Taylor-McCormick profile picture
    Lee Taylor-McCormick
    11/08/2023
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    Claire has been outstanding in handling my case for a house sale. Great communication, always responsive to emails and kept me updated on the process. I didn't need to chase them like I did with previous solicitors and they definitely restored my trust and faith in dealing with the matter so efficiently. It couldn't have run any smoother. They have been the easiest solicitors to deal with to date and I will be recommending them to friends and family in the future.
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    Izzy Mc profile picture
    Izzy Mc
    28/06/2023
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    Taslim has been an absolute godsend for us! Fought in our corner every step of the way and helped us navigate some tricky situations with extremely pushy estate agents. We were first time buyers who had no clue about what to do and Taslim was very patient in explaining the whole process to us. Couldn't recommend enough.
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    Agnė Šniukštaitė profile picture
    Agnė Šniukštaitė
    19/01/2023

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