Berlad Graham

Corporate Insurance Disputes

Legal Services near you

Talk to us today.

Fill out the form and we’ll be in touch.

Insurance protects businesses from unexpected events by covering them against losses. There are many different types of business insurance available, and the sorts of insurance policies that a company takes out depends on the nature of their business and what risks they need protection from.

A tailored insurance package is essential for any business. It provides security by offering compensation for a financial loss and offers much-needed peace of mind for business owners by protecting against a wide range of eventualities.

However, inevitably disagreements can occur and claims for compensation can be contested. Disputes can happen for a variety of reasons, although most commonly occur when the insurer and the insured disagree about the interpretation of a particular clauses in an insurance policy.

If you are looking for advice and guidance on insurance issues and want to discuss your next steps, please call Berlad Graham LLP today on 0330 175 5655.

Commercial Insurance Dispute Lawyer Near Me

Businesses in the UK that employ at least one member of staff are required by law to have one type of insurance, which is employer’s liability insurance. Any other insurance types that companies take out depends on their business.

There are many different types of corporate insurance. Some of the main types include:

Employers’ liability insurance.
Professional indemnity insurance.
Public liability insurance.
Directors’ and Officers’ insurance.
Product liability insurance.
Business equipment and office contents insurance.
Tool insurance.

Equipment breakdown insurance.
Self-employed and sole trader insurance.
Commercial building insurance.
Crime insurance.
Cyber and data insurance.
Medical malpractice insurance.

Typically, insurance disputes arise after a company files a claim with an insurance company and the insurance company denies the claim.

There are many common reasons why a claim might be declined, including a company:

Failing to pay the amount due to the insurer.
Failing to tell the insurer about something it decides should have been disclosed.
Failing to tell your insurer about a change in circumstances.

Not sticking to all the conditions in a policy.
Submitting a claim that is not covered by a policy.
Claiming for an event that is excluded from the policy by an exclusion clause.

Talk to us today.

Fill out the form and we’ll be in touch.

Commercial Insurance Claim Solicitor

Once an insurer has decided they are not going to pay out on a policy, it can often be a battle to persuade them otherwise. The Financial Ombudsman Service (FOS) can assist individuals and small businesses in disputes with an insurer, although larger businesses are not covered by the FOS.

Our insurance specialists at Berlad Graham LLP can advise all manner of different business owners on any nature of insurance dispute that might arise. We are highly knowledgeable on all different types of policies and have successfully acted for clients against insurance companies over their refusal to pay out on many types of policies.

Insurance Solicitors Uxbridge

To speak to our friendly, experienced, professional corporate insurance lawyers in Uxbridge today, please call 0330 175 5655 or email info@bglaw.co.uk.