Buying or selling a home is an important milestone, but the legal process can sometimes feel unfamiliar, particularly if you’re moving for the first time.
From understanding property searches to knowing what happens at exchange and completion, being prepared can help you make informed decisions and avoid unnecessary delays.
We asked Areesha Amin-Rafiq, a residential property solicitor at Berlad Graham, to answer some of the questions clients regularly have about the conveyancing process.
What are the most common conveyancing questions?
Clients often ask about timescales, what is involved at each stage of the transaction, and what they need to do to keep matters progressing. I explain the process clearly, set realistic expectations and provide practical guidance, so clients understand their position and feel confident about the next steps.
What can buyers and sellers do at the start to help their transaction run smoothly?
The best approach is to be prepared from the outset. Buyers and sellers should instruct their solicitors early, have their identification and relevant documents ready, respond promptly to requests, and keep their solicitor informed of any changes. Good communication and early preparation can make a significant difference in keeping the transaction on track.
What is the difference between exchange and completion, and why does it matter?
Exchange is the point at which the contracts become legally binding, meaning both buyer and seller are committed to the transaction, and the agreed completion date is fixed. Completion is when the purchase price is paid, ownership legally transfers to the buyer, and the keys can be released. Understanding the distinction is important because exchange creates legal commitment, while completion is when the transaction is finalised.
What should someone know before buying a leasehold property?
Before buying a leasehold property, it is important to understand the terms of the lease, including the remaining lease term, ground rent, service charges and any restrictions on the use of the property. Buyers should also be aware of their responsibilities and any planned major work, as these can have a significant financial impact. We always encourage clients to review these matters carefully and seek relevant advice before committing to the purchase.
For more practical advice, you can read some of our previous guides:
Why The Length of Time on a Leasehold Flat Matters
Voluntary Lease Extension: A Step-by-Step Guide for Leaseholders
Statutory Lease Extension: A Step-by-Step Guide for Leaseholders
Why are property searches important, and what can they reveal?
Property searches are an important part of the conveyancing process because they can identify issues that may not be apparent from a physical inspection of the property. Depending on the property and location, searches can reveal matters such as planning and development proposals, environmental risks, drainage and water information, and local authority restrictions, allowing buyers to make an informed decision before proceeding. For more practical advice, please read:
A Guide to Property Searches: Protecting Your Next Move
What should first-time buyers know before they start?
First-time buyers should start by understanding their budget, securing a mortgage agreement in principle and allowing for costs beyond the purchase price, such as stamp duty, legal fees, searches and surveys. It is also important to instruct a solicitor early and understand the legal process, so they know what to expect and can make informed decisions throughout the purchase.
Speak to Our Residential Conveyancing Team
Understanding the conveyancing process before you begin can help you feel more confident about buying or selling a home. Every transaction is different, so it’s important to have advice that takes your individual circumstances into account.
At Berlad Graham, our residential property solicitors support clients with property purchases, sales, remortgages, transfers of equity and leasehold matters. Areesha Amin-Rafiq works closely with clients throughout their transactions, helping them understand the process, address legal issues and move towards completion.
To find out more, meet Areesha Amin-Rafiq or contact our property team to discuss your requirements please call 0330 175 5655 or email info@bglaw.co.uk.
You can also read our employee spotlight to learn more about Areesha, her career in property law and her experience at Berlad Graham. Meet Areesha Amin-Rafiq: Consultant Solicitor at Berlad Graham.
Please note that this article is not intended to be legal or professional advice. It is for general guidance only, and the law may have changed since it was published.
